Welcome to The Banks, in the prestigious Retreat at Ocean Isle Beach, only 1 mile from the water; surrounded by quaint little shops and yummy restaurants. This cottage style home has an inviting covered front porch, perfect for a swing and an iced tea. This one-level living provides it all, including wood flooring throughout your living spaces, granite counters and stainless appliances in the gourmet kitchen, the foyer and dining area feature 5' wainscoting & slate fireplace in the family room. Hang out on your screen porch, or check out the community pool. Back inside, the Owner's suite boasts tray ceilings, spacious en-suite and walk-in closet. 2 additional bedrooms and laundry room round out this 1900+sqft home. Prepare to fall in love! Detail & character at every glance!